Best Credit Cards of August 2024
Best for dining and entertainment
Capital One SavorOne Cash Rewards Credit Card
Bankrate score: 5.0
Intro offer: $200
Rewards rate: 1% - 8%
Annual fee: $0
Regular APR: 19.99% - 29.99% (Variable)
Apply nowEarn 3% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. There’s no limit to the amount you can earn, and your cash back won’t expire for the life of the account.
This card is best for consumers who spend heavily on dining and entertainment.
This card offers great benefits for dining and entertainment, with no annual fee and a generous rewards rate.
Best for category variety
Discover it® Cash Back
Bankrate score: 4.4
Intro offer: Unlimited Cashback Match
Rewards rate: 5% on rotating categories
Annual fee: $0
Regular APR: 11.99% - 22.99% (Variable)
Apply nowEarn 5% cash back at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases.
This card is great for people who like to maximize rewards in different spending categories.
Discover’s cashback match makes this card especially attractive in the first year, doubling the rewards you earn.
Best for low interest
Citi® Diamond Preferred® Card
Bankrate score: 4.2
Intro offer: 0% APR for 18 months on balance transfers
Rewards rate: N/A
Annual fee: $0
Regular APR: 14.74% - 24.74% (Variable)
Apply nowEnjoy 0% APR for 18 months on balance transfers. A balance transfer fee applies.
This card is ideal for those looking to pay down high-interest debt.
No rewards, but a very competitive intro APR for balance transfers.
Compare Credit Cards
| Card Name | Rewards Rate | Annual Fee | Intro Offer | Regular APR | Balance Transfer APR | Credit Needed | Apply Now |
|---|---|---|---|---|---|---|---|
| Capital One SavorOne Cash Rewards Credit Card | 1% - 8% | $0 | $200 | 19.99% - 29.99% (Variable) | N/A | Good/Excellent | Apply now |
| Discover it® Cash Back | 5% on rotating categories | $0 | Unlimited Cashback Match | 11.99% - 22.99% (Variable) | 11.99% - 22.99% (Variable) | Good/Excellent | Apply now |
| Citi® Diamond Preferred® Card | N/A | $0 | N/A | 14.74% - 24.74% (Variable) | 0% APR for 18 months | Good/Excellent | Apply now |
| Chase Freedom Unlimited® | 1.5% - 5% | $0 | $200 | 14.99% - 23.74% (Variable) | 0% APR for 15 months | Good/Excellent | Apply now |
| American Express® Gold Card | 1X - 4X points | $250 | 60,000 Membership Rewards® points | 16.74% - 23.74% (Variable) | N/A | Good/Excellent | Apply now |